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Writer's picture Elizabeth Greever

When to Home Buy as an Investment in Rental Properties?

Updated: Oct 3, 2021

If you’re looking on becoming a property investor, you may ask yourself why you should buy a rental and what indicators to look for when trying to find a property. Here are some of the signs to look for if you are open about investing in rental the indicate it is a great time to buy:


Low Interest Rates

When mortgage rates drop, it is much easier to make a property produce income. A lender is the best place to figure out what kind if interest rate you will get for an investment property. You should check with them to know how to start the process, and also contact an agent to help you start viewing potential properties.


Home Equity

Check in with a local Realtor to see how much your current home is worth! Some investment properties require a high down payment, but low-interest rates, refinancing and knowing your home value can make a difference. For example, if you need to borrow 10%, many homes in good markets can appreciate 10% of their value in just a year, depending on the condition and the location. Chat with a lender to see if you can qualify, and check in with your current mortgage company to discuss your plan.


Scarcity of Units

If you’re located in an area/city that is growing and with higher demand for space to rent, now would be the best time to find a property to purchase for rental purposes.


Return Rate

If the rate of return in your county is growing, it might be a good time to invest in property. If there is a yearly increase, you can make significant gains over time.


Finally, talking to a professional will help you decide if now is the right time to invest in rental properties!



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